Bill Cady
REALTOR®
Todays Real Estate Group
PH: 208 484-1818
DIRECT: 208 484-1818
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Bill Cady

REALTOR®
Direct: 208 484-1818
Cell: 208 484-1818
FAX: 208 955-0552
EMAIL
Questions & Answers QUESTIONS & ANSWERS

Are FHA loans assumable?

Are fixers a good idea in bad areas?

Are foreclosures an option?

Are low-ball offers advisable?

Are points deductible?

Are property taxes deductible?

Are seller-paid points deductible?

Are taxes on second homes deductible?

Are there alternatives to low-down-payment loans?

Are there any special tax breaks for historic rehab?

Are there Fannie Mae programs for inner cities?

Are there gov't programs for rehab?

Are there low-down-payment home loans?

Are there no-down payment home loans?

Are there programs for fixer-uppers?

Are there tax credits for first-time home buyers?

Can a home seller sell a home for less than its mortgage?

Can I deduct the loss I suffered when I sold my home?

Can I find out the value of my home through the Internet?

Can I get a HUD home for as little as $100 down?

Can I refinance after bankruptcy?

Can National Guard vets get VA loans?

Can you buy homes below market?

Can you negotiate the price on new homes?

Do all loans require impound accounts?

Do builders give financing?

Do FHA loans require impound accounts?

Do I have to consider contingencies?

Do I have to disclose a parent's gift?

Do I need a home inspection?

Do sellers have to disclose the terms of other offers?

Do states offer help to home buyers?

Do we dig deep and buy a dream home or settle for a starter home?

Do you advise a lock-in on a home loan?

Do you have to buy HUD homes through a realty agent?

Explain the home mortgage deduction?

How are fees and assessments figured in a homeowners association?

How are the rates set for seller financing?

How bad is a previous foreclosure on credit?

How can Fannie Mae help a home buyer?

How can I save on closing costs?

How do I drop PMI?

How do I find a home inspector?

How do I find out what my credit report says?

How do I get the real scoop on homes I am looking at?

How do I monitor my ARM loan?

How do I reach the IRS?

How do I save on taxes?

How do property taxes work?

How do some of these low-down programs work?

How do you choose between buying and renting?

How do you clear up bad credit?

How do you find government-repossessed homes?

How do you find out if a loan is assumable?

How do you find out the value of a troubled property?

How do you get financing for a foreclosure?

How do you lock in an interest rate?

How do you prepare a house to sell?

How do you qualify as a first-time buyer?

How does a home go into foreclosure?

How does FHA work?

How does someone qualify for VA loans?

How does someone sell a slow mover?

How is a home's value determined?

How is the price set?

How long do bankruptcies and foreclosures stay on a credit report?

How much will I spend on maintenance expenses?

Is a low offer a good idea?

Is equity sharing a good idea?

Is PMI always required on low-down home loans?

Rules for a FHA Loan?

Should I buy a vacation home?

Should I hire a home inspector for a new home?

Should I put more or less down, if we can afford it?

Tell me more about ARMs?

What about a 15-year v. 30 year loan?

What about buying a foreclosure "as is"?

What about new versus previously owned?

What about nothing down?

What about splitting my mortgage in two and paying bi-weekly?

What are closing costs?

What are considerations to buying a new home?

What are problems buying foreclosures?

What are rates for FHA and VA loans?

What are some guidelines to follow when trying to find a contractor?

What are some new-home cautions?

What are some resources for info on home improvements?

What are some tips on negotiation?

What are the benefits of seller financing?

What are the pros and cons of adding on or buying new?

What are the risks of "b" and "c" loans?

What are the rules for mortgage credit certificates?

What are the rules on capital gains when inheriting a house?

What are the standard contingencies?

What are the standard ways of finding out what a house is valued at?

What are the two most important factors when selling a home?

What are VA programs?

What can I afford?

What can I do if I have bad credit?

What contingencies should be put in an offer?

What do all of those real estate acronyms in the ads mean?

What do I do about bad credit?

What do I do if I get turned down for a loan?

What do you think of a vacation home as an investment?

What does PMI cost?

What exactly is bad credit?

What happens at a trustee sale?

What home-buying costs are deductible?

What if a VA loan is foreclosed on?

What if there is a credit reporting mistake on my report?

What is a gift letter?

What is a low down payment?

What is a wrap-around loan?

What is an impound account?

What is Fannie Mae's low-down program?

What is PMI?

What is seller financing?

What is the best time to buy?

What is the best time to sell your house?

What is the Community Home Buyers program?

What is the difference between list and sales prices?

What is the difference between list price, sales price and appraised value?

What is the difference between market value and appraised value?

What is the first step when looking for a home loan?

What is the Mortgage Credit Certificate program?

What is the return on new versus previously owned homes?

What is the standard debt-to-income ratio?

What is the value of a mortgage lock-in?

What kind of home insurance should I get?

What kind of return is there on remodeling jobs?

What options are there after Chapter 11?

What repairs should the seller make?

What standards do appraisers use to estimate value?

What types of foreclosure are there?

What's a home inspection?

What's a house worth?

When does foreclosure begin?

When is the best time to refinance?

Where are fixer-uppers found?

Where can I get a list of home builders?

Where can I get a list of mortgage brokers?

Where can I learn more about appealing my property taxes?

Where can you find foreclosed HUD homes?

Where can you find foreclosures?

Where do I get a copy of my credit report?

Where do I get information about closing costs?

Where do I get information about finding a real estate attorney?

Where do I get information about housing discrimination?

Where do I get information on co-ops?

Where do I get information on consumer credit laws?

Where do I get information on correcting loan payments?

Where do I get information on filing consumer complaints?

Where do I get information on finding the best loan?

Where do I get information on home market stats and trends?

Where do I get information on housing market stats?

Where do I get information on IRS publications?

Where do I get information on lease options?

Where do I get information on lock-ins?

Where do I get information on manufactured housing?

Where do I get information on mortgages?

Where do I get information on PMI?

Where do I get information on refinancing?

Where do I get information on the secondary market?

Where do I get information on VA loans?

Where do I get information on who regulates lenders?

Where do I learn about HUD foreclosures?

Which lenders offer FHA loans?

Who can get a VA loan?

Who do I call for a low-down-payment loan?

Who gets the furnishings when a home is sold?

Who is Fannie Mae?

Who pays the closing costs?

Whose obligation is it to disclose pertinent information about a property?

Why buy a house?

Why do I need a title report?

Will a neighbor problem reduce the value of my property?

Will bad credit prevent someone from getting a home?